Notice

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. BY ACCESSING THIS SITE AND ANY PAGES THEREOF, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS BELOW. IF YOU DO NOT AGREE TO THE TERMS AND CONDITIONS BELOW, DO NOT ACCESS THIS SITE OR ANY PAGES THEREOF.

COPYRIGHT © ST Referrals ALL RIGHTS RESERVED.

Intellectual Property Rights

Copyright in the pages and in the screens displaying the pages, and in the information and material therein and in their arrangement, is owned by ST Referrals Inc. unless otherwise indicated. The trademarks, logos and service marks displayed on this site are the property of ST Referrals, its Affiliates, Subsidiaries, and other parties. Nothing on this site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark, logo or service mark displayed on this site, without the prior written permission of the mark’s owner. All information and content including any software programs available on the site is protected by copyright. Users of the site are prohibited from modifying, copying, distributing, transmitting, displaying, publishing, selling, licensing, creating derivative works from or otherwise using any information and content on or through the site for commercial, public, or other unauthorized purposes.

Use of Information and Materials

The information and materials contained in these pages and the terms and conditions set forth herein are subject to change without prior notice. Unauthorized use of ST Referrals’ website(s) and systems including but not limited to unauthorized entry into ST Referrals’ systems, misuse of passwords, or misuse of any information posted on a site, is strictly prohibited. Not all products and services are available in all geographic areas. Eligibility for particular products and services is subject to final determination by ST Referrals and/or its affiliates.

Links

THIS SITE MAY CONTAIN LINKS TO WEB SITES CONTROLLED OR OFFERED BY THIRD PARTIES THAT ARE NOT AFFILIATED WITH ST REFERRALS. ST REFERRALS HEREBY DISCLAIMS ALL LIABILITY FOR ANY INFORMATION, MATERIALS, PRODUCTS OR SERVICES POSTED OR OFFERED AT ANY THIRD-PARTY SITE. ST REFERRALS DOES NOT ENDORSE OR RECOMMEND ANY INFORMATION, PRODUCTS OR SERVICES OFFERED AT ANY THIRD-PARTY SITE, NOR IS ST REFERRALS LIABLE FOR ANY FAILURE OF PRODUCTS OR SERVICES OFFERED OR ADVERTISED AT ANY THIRD-PARTY SITE. ST REFERRALS IS NOT RESPONSIBLE FOR THE CONTENT ON ANY SUCH THIRD-PARTY SITE. SUCH THIRD PARTY MAY HAVE A PRIVACY POLICY DIFFERENT FROM THAT OF ST REFERRALS AND SUCH THIRD-PARTY SITE MAY PROVIDE LESS SECURITY THAN THE ST REFERRALS SITE.

No Warranty

THE INFORMATION AND MATERIAL CONTAINED IN THIS SITE, INCLUDING TEXT, GRAPHICS, LINKS OR OTHER ITEMS ARE PROVIDED “AS IS,” “AS AVAILABLE.” ST REFERRALS DOES NOT WARRANT THE ACCURACY, ADEQUACY OR COMPLETENESS OF THIS INFORMATION AND MATERIAL AND EXPRESSLY DISCLAIMS LIABILITY FOR ERRORS OR OMISSIONS IN THIS INFORMATION AND MATERIAL. NO WARRANTY OF ANY KIND, IMPLIED, EXPRESSED OR STATUTORY INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF NON-INFRINGEMENT OF THIRD PARTY RIGHTS, TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND FREEDOM FROM COMPUTER VIRUS, IS GIVEN IN CONJUNCTION WITH THE INFORMATION AND MATERIAL AVAILABLE ON THIS SITE. ST REFERRALS SHALL HAVE NO LIABILITY OR RESPONSIBILITY FOR ANY ERRORS OR OMISSIONS IN THE CONTENT ON THIS SITE. YOU MAY NOT ACT OR RELY ON INFORMATION OR MATERIAL ON THIS SITE, PARTICULARLY WITH REGARD TO INVESTMENT DECISIONS. YOU MUST INDEPENDENTLY VERIFY THE ACCURACY OF ALL SUCH INFORMATION AND MATERIAL BEFORE ACTING OR RELYING THEREON OR MAKING INVESTMENT DECISIONS IN CONNECTION THEREWITH.

Limitation of Liability

IN NO EVENT WILL ST REFERRALS BE LIABLE FOR ANY DAMAGES, INCLUDING WITHOUT LIMITATION DIRECT OR INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES, LOSSES OR EXPENSES ARISING IN CONNECTION WITH THIS SITE OR ANY LINKED SITE OR USE THEREOF OR INABILITY TO USE ANY PARTY, OR IN CONNECTION WITH ANY FAILURE OR PERFORMANCE, ERROR, OMISSIONS, INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS OR LINE OR SYSTEM FAILURE, EVEN IF ST REFERRALS, OR REPRESENTATIVES THEREOF, ARE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, LOSSES OR EXPENSES

Submissions

All information submitted to ST Referrals via this site shall be deemed and remain the property of ST Referrals and ST Referrals shall be free to use, for any purpose, any idea, concepts, know-how or techniques contained in information a visitor to this site provides ST Referrals through this site. ST Referrals shall not be subject to any obligations of confidentiality regarding submitted information except as agreed by the ST Referrals entity having the direct customer relationship or as otherwise specifically agreed or required by law. Nothing contained herein shall be construed as limiting or reducing ST Referrals responsibilities and obligations to customers in accordance with the ST Referrals Privacy Statement.

Availability

This site is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation.

Additional Terms

Certain sections or pages on this site may contain separate terms and conditions, which are in addition to these terms and conditions. In the event of a conflict, the additional terms and conditions will govern for those sections or pages.

Changes To Terms And Conditions

ST Referrals reserves the right to revise these Terms and Conditions at any time without prior notice. Users of the site are deemed to be apprised of and bound by any changes to these Terms and Conditions. You agree to review these Terms and Conditions regularly and your continued access or use of this site signifies your agreement to any changes.

Governing Law

Use of this site shall be governed by all applicable Federal laws of the United States of America and the laws of the State of Texas, USA. Users of this site hereby consent to the exclusive jurisdiction and venue of the courts, tribunals, agencies and other dispute resolution organizations in Willis, Texas, USA in all disputes (a) arising out of or relating to this site and/or these Terms and Conditions, (b) in which this site and/or these Terms and Conditions is an issue of fact, or (c) in which this site and/or these Terms and Conditions is referenced in a paper file in such dispute.

General

Use of this site is unauthorized in (a) any manner that does not give full effect to all provisions of these Terms and Conditions and (b) any jurisdiction where the use of this Site may violate any legal requirements. No joint venture, partnership, employment or agency relationship exists as a result of these Terms and Conditions or your use of this site.

These Terms and Conditions constitute the entire agreement between you and ST Referrals with respect to this site and supersede any prior or contemporaneous communications and proposals, whether electronic, oral, or otherwise between you and ST Referrals with respect to this site. No modification of these Terms and Conditions shall be effective unless specifically authorized by an officer of ST Referrals. Any alleged waiver of any breach of these Terms and Conditions shall not be deemed to be a waiver of any future breach.

Contacting Us

If you have any questions about these Terms and Conditions, please contact us .